MORTGAGE
FORECLOSURE ASSISTANCE
Cape
& Islands
If
you are experiencing difficulty in paying your mortgage, it is important to take
action to protect your home. Talk
to your mortgage company as soon as possible to wok out a payment arrangement
that meets your current financial situation.
You can also contact a non-profit housing counselor in your area to
analyze your financial situation, assist with negotiations with your lender, and
help you find legal as well as social service programs that can provide support
during this critical time.
Statewide
Hotlines: These toll-free
hotlines can help you locate the assistance needed to address your mortgage
concerns:
ACORN Housing Hotline
. 888-409-3557
CCCS (Consumer Credit Counseling
Service)
.
. 800-873-2227
Massachusetts Division of Banks
Mortgage Hotline
.. 800-409-2265
NeighborWorks
HOPE Foreclosure Helpline
.. 888-995-4673
Attorney
General's Pro Bono Foreclosure Assistance Hotline 800-342-5297 or
617-603-1700
Statewide
resources: Housing counselors at the following organizations can provide
assistance to homeowners facing foreclosure throughout the state of
Massachusetts:
Department of Veterans Affairs,
VA Regional Loan Center, 275 Chestnut Street, Manchester, NH 03101;
1-800-827-0336
H.O.M.E.
(Homeownership Options for Massachusetts Elders) 150 Grossman Drive, 4th
Floor, Braintree, MA 02184; 1-800-583-5337; 1-781-848-5200
MassHousing, One Beacon
Street, 29th Floor, Boston, MA 02108; 1-800-439-2370; 617-854-1000
Cape & Islands Area Housing
Counselors: The
following HUD-approved agencies can assist homeowners in Barnstable, Dukes and
Nantucket counties who are facing foreclosure or who want to refinance an
excessively high-cost home loan:
Catholic Social Services-Fall
River, 1600 Bay Street, P.O. Box M-South State, Fall River, MA 02724;
508-674-4681
Housing Assistance Corporation,
460 W. Main Street, Hyannis, MA 02601; 508-771-5400
Legal Referral Services:
These referral services can provide assistance in obtaining a lawyer,
regardless of your income or the type of case involved;
Massachusetts Bar Associations
Lawyer Referral Service, 20 West Street, Boston, MA 02111; 617-654-0400;
800-392-6164
Barnstable County Bar
Associations Lawyer Referral Service, P.O. Box 718, Barnstable, MA 02630;
508-362-2121
Cape & Islands Legal
Assistance Programs; Income-eligible homeowners may be able to obtain free
or low-cost legal assistance through the following agency:
South Coastal Legal Services,
Inc., 460 West Main Street, Hyannis, MA 02601; 508-775-7020, 508-775-7021,
800-742-4107
The
Office of the Attorney General provides these names as referrals only, not as
recommendations, and cannot guarantee the quality of the provider or service.
This information is accurate as of January 2008